Articles
The history of financial advisory in DenmarkHistory · 7Understand how the role of financial employee has grown out of savings banks cooperative banks and banks — and why digitalisation has changed your work from cash service to advice.A typical working day as a finance employeeWeekday · 8Get an overview of the tasks you encounter in the bank or insurance company — from customer meetings and credit assessment to case processing and follow-up.Systems and tools in the bankTools · 7PLACEHOLDER_61Rules, ethics and responsibility in the financial sectorRules · 8Understand the central rules of play in your work — good advisory practice confidentiality anti-money laundering rules and the personal responsibility that comes with managing other people's money.Specialties and career paths in financeCareer · 7See the many directions you can take after finance training — private and business advice credit investment insurance and pension — and what it takes to advance.How you become a better driverThe education's structure. · 9 minA combined overview of the path from basic course 1 and 2 over the study year to the main course with speciality — how school and practical training alternate how long it takes and what is needed to get in.PLACEHOLDER_15PLACEHOLDER_33 · 8 minHow apprentice wages work and increase through the course, what the collective agreement in the financial sector covers, and what conditions await you as a trained financial assistant.Rules, authorisations and certificates in financeRules and certificates · 9 minA review of the rules and evidence that matter in finance — from competency requirements to advice and knowledge of money laundering personal data and good practice — and what is legal requirement versus useful options.Work environment safety and ergonomics at the finance officeWork environment and safety · 8 minA thorough review of the work environment in finance — from screen work and ergonomics to mental environment customer pressure and security when handling valuables.The finance sector today — jobs, workplaces and futureThe industry today · 8 minA look at where qualified finance assistants work what types of jobs exist what the demand looks like and what digitalisation and new requirements mean for the future of the trade.Further and continuing education in financeFurther and continuing education · 8 minAn overview of what you can study further after financial education — higher education via EUX the sector's own specialist programs and ongoing further education.Mortgage and the housing loan in practiceMortgage · 8 minMortgage credit is one of the most important tools you encounter as a finance employee, whether you are in a bank or a mortgage institution. The article goes through how a mortgage loan is financed, what loan limits apply to different types of housing, what the contribution rate is, and what this means for your advisory work.Investment and securities for beginnersInvestment · 8 minInvestment advice is one of the most regulated areas of finance because the customer risks losing money. The article reviews the basic product types, MiFID II's requirements for suitability and appropriateness testing, and how you match products to the customer's risk profile.Pension and life insurance — security in the long runPension and insurance · 8 minPension and life insurance are about securing the customer financially over an entire lifetime — and beyond. The article reviews the different parts of the pension scheme, why life insurance and beneficiary are important to keep track of, and why pension advice requires the same thoroughness as investment advice.Digital security and fraud prevention in bankingIT security · 8 minDigitalization has made banking easier but has simultaneously opened new doors for fraudsters. The article reviews MitID the most common fraud methods — phishing smishing and vishing — and how you as a finance employee are an important part of the defense against financial crime targeting customers.Complaints, Financial Supervisory Authority and appeals bodiesInspection and complaints · 8 minEven the best advice can end in a complaint. The article covers the Financial Supervisory Authority's role what a complaint typically looks like from the company's own complaint handling to the Financial Appeals Board and why good documentation is your best protection if a case is complained about.Sustainable finance and ESG consultingSustainability · 8 minSustainability has gone from being a side track to being a fixed part of financial advice. The article explains ESG SFDR and EU taxonomy in plain language how green loans work and why you as an adviser should also ask about the customer's attitude to sustainability.