Template: Damage assessment and documentation for insurance
How to keep up with a field that never stops changing
Use this template as a checklist when you document damage to be claimed on insurance.
§Before repair
- 01Take pictures of the damage from multiple angles in good light
- 02Note the extent of damage: which layers and parts are affected
- 03Note the car's colour code and any special conditions (metallic paint, previous repairs)
§Under review.
- 01Assess whether the part should be repaired or replaced and justify the choice
- 02Calculate time consumption and materials, including any flexible products
- 03Note special conditions in plastic or composite repairs that are easily overlooked
§Communication
- 01Send the damage assessment to the surveyor or insurance company
- 02Wait for approval before work is expanded beyond what was agreed
- 03Contact the company again if hidden damage is discovered along the way
§After repair
- 01Take pictures of the finished result
- 02Note actual time and material consumption
- 03Store the documentation so it can be found in case of later questions